Cherry Payment Plans
Flexible payment plans that fit your budget
Spread orthodontic treatment costs into manageable monthly payments
What is Cherry?
Cherry is a healthcare financing platform that makes paying for orthodontic treatment easy and affordable. Instead of paying your full treatment cost upfront, Cherry allows you to spread payments over time with flexible terms and competitive rates.
It is easier to say yes to your beautiful smile when you can split out-of-pocket expenses into smaller, more manageable monthly installments. Apply for up to $35,000 in financing and choose from payment plans ranging from 3 to 60 months. Best of all, 0% APR options are available for qualifying applicants.
Why Choose Cherry?
Key Benefits
Quick Approval
Get instant loan decisions and start treatment immediately. Apply online in minutes with no paperwork hassle.
0% APR Available
Qualifying applicants can access 0% APR financing options. No interest means you only pay what you borrowed.
Flexible Terms
Choose payment plans from 3 to 60 months. Find the term that works best with your budget and financial goals.
Transparent Process
No hidden fees or surprise charges. Know exactly what you will pay each month with complete transparency.
Up to $35,000
Apply for financing amounts up to $35,000. Cover your full orthodontic treatment costs and other healthcare needs.
Cherry Payment Examples
See How Cherry Makes Treatment Affordable
Small Treatment
$200 Treatment Cost
$50/month for 3 months
0% APR
$50 down payment
Total Cost: $200
Standard Treatment
$500 Treatment Cost
$23.12/month for 24 months
14.99% APR
$23.12 down payment
Total Cost: $578
Invisalign Treatment
$3,645 Treatment Cost
$101.37/month for 36 months
0% APR
$101.37 down payment
Total Cost: $3,645
How to Apply for Cherry Financing
Apply Online
Complete the Cherry application in minutes. Provide basic information and select your desired financing amount.
Get Instant Decision
Receive an instant approval decision. If approved, you will see available payment plans and interest rates.
Start Treatment
Once approved, begin your orthodontic treatment immediately. Make affordable monthly payments that fit your budget.
Apply for Cherry Financing Now
Frequently Asked Questions
How quickly can I get approved?
Cherry provides instant approval decisions. You can complete the application in minutes and receive a decision right away.
What APR rates are available?
APR rates vary based on credit approval. Qualifying applicants can get 0% APR financing, while others may receive rates ranging from 5-16% APR depending on their creditworthiness.
Can I pay off my loan early?
Yes! You can pay off your Cherry loan at any time without prepayment penalties. If you receive 0% APR financing, there is no interest to pay regardless of when you pay it off.
What is the maximum amount I can borrow?
You can apply for financing amounts up to $35,000 through Cherry. Approval amounts depend on your credit and income.
Can I use Cherry alongside insurance?
Absolutely! Cherry financing works great with your dental insurance benefits. You can use both together to minimize your total out-of-pocket costs.
What if I do not get approved?
If you are not approved for Cherry, we have other financing options available including CareCredit, in-house payment plans, and traditional credit cards.
Can I change my payment plan after applying?
Yes! You can view available payment options before finalizing your application and choose the term that best fits your budget.
Is there a down payment required?
Down payment amounts vary depending on your approved financing. Most plans include a down payment equal to your first month’s payment.
Ready to Get Started?
Apply for Cherry financing above and take the first step toward your beautiful new smile. Our patient coordinators are ready to help you choose the perfect payment plan.
Schedule Your Free Consultation
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