Affordable Orthodontic Treatment
Flexible financing options to fit your budget
We believe beautiful smiles should be accessible to everyone.
Treatment Pricing
Invisalign & Clear Aligners
Starting at $3,645
Includes custom clear aligners, digital treatment planning, and regular monitoring appointments.
Flexible payment options available
Traditional Braces
$3,695 with Forever Aligned Club
$4,695 without membership
Includes metal brackets, wires, and comprehensive treatment.
Join Forever Aligned Club for $1,000 savings
Ceramic Braces
Custom pricing available
Tooth-colored brackets for a more discreet appearance
Contact us for personalized quote
Additional Services
Early Treatment: $3,695
Retainers: $79 each
Virtual Consultation: FREE
Free In-Person Consultation: Included
Payment Options
Choose the Plan That Works for You
Pay in Full Discount
Receive a 5% discount off your entire treatment fee when paid in full within 30 days of starting treatment.
Example: Invisalign at $3,645 becomes $3,463
In-House Financing
Flexible in-house payment plans over 24-30 months with an initial down payment.
No interest financing available through our office.
Cherry Healthcare Financing
Cherry is a healthcare financing platform that makes paying for orthodontic treatment simple and affordable.
With Cherry, you can:
Access instant loan decisions
Choose flexible payment terms
Enjoy competitive rates
Apply online in minutes
No hidden fees or prepayment penalties
Cherry financing is available for all treatment plans and works alongside your insurance coverage.
Flexible Payment Terms
6, 12, 24, and 36-month options available
Instant Approval
Get approved in minutes and start treatment immediately
Competitive Rates
Often better rates than credit cards or personal loans
Easy Application
Complete the process entirely online
Coverage
Works for all orthodontic treatment including Invisalign, braces, and retainers
Click below to apply for Cherry financing and see your options:
CareCredit Healthcare Credit Card
CareCredit is a healthcare credit card designed for health and wellness needs. Use it to pay for orthodontic treatment and enjoy special financing options.
Why Choose CareCredit?
Special promotional financing offers available
No annual fee
Accepted everywhere CareCredit is taken
Can be used for your entire family
Flexible payment options
Quick approval process
Special Financing Available
Often 0% interest for 6, 12, or 24 months on qualifying purchases
Healthcare Focused
Designed specifically for health and wellness expenses
Family Coverage
Use it for orthodontic treatment for your entire family
Flexible Limits
Credit limits available to fit your treatment plan
Easy Management
Manage your account online or through the mobile app
Apply for CareCredit below and see if you prequalify:
Credit Cards & Payment Methods
We Accept All Major Credit Cards
Visa
MasterCard
American Express
Discover
All credit card transactions are processed securely with the highest level of encryption.
Payment Methods
Credit/Debit Cards (Visa, MasterCard, Discover, Amex)
Healthcare Credit Cards (CareCredit)
Healthcare Financing (Cherry)
In-House Payment Plans
Bank Transfers
Check
Our patient coordinators will help you choose the best option for your situation.
Insurance Coordination
We Work With Your Insurance
Carter Orthodontics works with all major dental insurance providers to maximize your benefits and minimize out-of-pocket costs.
We will review your insurance policy to determine:
Your orthodontic coverage limits
Lifetime benefit amounts
Required deductibles
Waiting periods
Pre-authorization requirements
Insurance Benefits
Many dental insurance plans include orthodontic coverage with benefits ranging from $500-$3,000.
Our team will:
Verify your coverage at no charge
Submit claims on your behalf
Track benefits used and remaining
Explain coverage details clearly
Answer all insurance questions
Let us handle the insurance coordination while you focus on your beautiful new smile.
Frequently Asked Questions About Financing
Do you offer a discount for paying in full?
Yes! We offer a 5% discount off your entire treatment fee if you pay in full within 30 days of starting treatment. This is a great way to save money if you have the funds available.
What is the longest payment plan available?
Our in-house payment plans extend up to 24-30 months with an initial down payment. We also offer Cherry financing with up to 36-month payment terms available.
Does my insurance cover orthodontic treatment?
Many insurance plans include orthodontic coverage, but benefits vary widely. We will verify your coverage at no charge and explain exactly what is and is not covered. Typical benefits range from $500-$3,000.
What is Cherry financing?
Cherry is a healthcare financing platform that offers flexible payment terms, quick approval, and competitive rates. You can choose 6, 12, 24, or 36-month payment plans and apply entirely online.
Is there interest on in-house financing?
Our in-house financing plans do not charge interest. You simply divide your treatment cost by the number of months in your plan and make monthly payments.
Can I use CareCredit for orthodontic treatment?
Yes! CareCredit is accepted and often offers special 0% financing promotions for 6, 12, or 24 months on qualifying purchases. Check your pre-qualification at carecredit.com.
What is the minimum down payment for in-house plans?
Down payment amounts are flexible and determined based on your treatment plan and financial situation. Our patient coordinators will work with you to establish an affordable payment schedule.
Can I combine insurance with a payment plan?
Absolutely! Many patients use their insurance benefits along with a payment plan or financing option. We will coordinate both to minimize your out-of-pocket costs.
Ready to Start Your Journey to a Beautiful Smile?
Schedule your free consultation today. Our patient coordinators will review all financing options and help you find a plan that works for your budget.
Your consultation is secure and HIPAA-compliant. Submissions are subject to our Terms and Conditions.
